Full transparency.

Employee Benefits Brokerage Consulting.

With our teams combined experience in the employee benefits space, we understand the unique challenges that come with local businesses. Between rising costs, compliance, finding new hires, we are here to be a solution that guides employers through the process.

Contact Us

8700 State Line Rd, Suite 308, Leawood, KS. 66206

Michael Hinck

michael@hcobenefits.com

(913) 609-4088

Our membership with UBA provides our firm resources & market access on par with the biggest agencies in the world.

United Benefit Advisors (UBA) is a unique community of nearly 140 of the most successful and trusted independent employee benefit advisory firms in North America and Europe. Our membership in UBA provides national strength and leverage, as well as access to proprietary tools and resources.

  • 100% Independent

  • 9th Largest Benefit Group

  • Covering 20k+ Health Plans

Areas of Expertise

Level Funded:


Self-Funded with Fixed Premiums

Captive:


Self-Funded with a Captive Stop Loss

Fully Insured:


Fixed Premiums

Fully Insured w/HRA or HSA:


Fixed Premiums with a Self-Funded Deductible

Self Funded:


Self-Funded using a major carrier network or TPA

Referenced Based Pricing:


No Network Medicare Plus Pricing

“Medical costs are the tapeworm of American economic competitiveness.”

– Warren Buffet

Our Current Healthcare System is fundamentally Broken.

Getting a 50% or even 60% discount off the chargemaster price of an item that costs $13 and lists for $199.50 is still no bargain.

Steven Brill, Time Magazine